Reduce Your Risk With Every Check

Flexibility Makes Life Easier

Specialized Processing Solutions offers an array of e-check, EFT, ACH and Check 21 solutions for your business. Get funds faster than physically depositing checks and lower your processing costs versus credit cards.

  • Guaranteed Payments
  • Manual Deposits
  • Virtual Terminals
  • Fraud Detection Services
  • Automatic Payments
  • Email Communication
  • Hassel Free
  • Recurring Billing
  • PCI Compliance

POS Check Acceptance

Reduce risk and protect against bad checks with guaranteed funding. Checks are instantly approved or declined at the point of sale. Approved checks are guaranteed to be funded.

Check 21+

Check 21+ is a versatile payment option that fits the needs of many different merchants. This flexibility makes Remote Deposit Capture ideal for many sales environments. Versatile payments that fit your needs.

Checks by Web

Funds are received in your bank account within 24 hours and the cost structure is much less than credit card processing. Transactions can be guaranteed, ensuring your payment is 100% paid – every time.

ACH Debit

Recurring billing transactions are handled automatically through our gateway – allowing email communication regarding failed transactions, upcoming charges and the ability for the customer to quickly and easily update their payment information -all while ensuring PCI compliance.

Checks by Phone

Guaranteed funding is available. Merchant will be funded even if check returns. Merchant is required to utilize a Virtual Terminal to input transactions. A sophisticated fraud detection service that verifies consumers against a national negative database.

Paper Guarantee

Accept checks at the point of sale and enjoy the peace of mind of guaranteed payment. Paper checks are manually deposited into the bank and will be guaranteed if returned unpaid. Sophisticated risk assessment features help identify high risk transactions instantly, at the point-of-sale.

A Specialized Processing Solutions representative will get back to you as quickly as possible regarding our eCheck ACH and Check 21 solutions. Please allow up to 72 hours for email response.